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Arogya Sanjeevani

What Does Arogya Sanjeevani Cover?

Table of covers  
Hospitalisation Expenses Covered
Other Expenses
  • Dental Treatment necessitated due to disease or injury
  • Plastic Surgery, necessitated due to disease or injury
  • Day care treatments
  • Road Ambulance - max. upto Rs.2000/- per hospitalisation
AYUSH Covered without Sublimits for Inpatient hospitalisation
Pre-Hospitalisation upto 30 days
Post- Hospitalisation upto 60 days
Sublimit / Co-Payment  
Room Limits 2% of SI subject to a maximum of Rs.5000/- per day
ICU/ICCU 5% of SI subject to a maximum of Rs.10000/- per day
Co-Payment 5% on every admissible claim
Cataract Surgery upto 25% of SI or Rs.40,000/- whichever is lower, per each eye in one policy year
Disease Specific limits - either as IP or as day care treatment
  • upto 50% of SI
  • Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
  • Balloon Sinuplasty
  • Deep Brain Stimulation
  • Oral chemotherap
  • Immunotherapy-Monoclonal Antibody to be given as injection
  • Intra Vitreal injections
  • Robotic Surgeries
  • Stereotactic radio surgeries
  • Bronchial Thermoplasty
  • Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
  • IONM - (Intra Operative Neuro Monitoring)
  • Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered
Renewal Benefits  
Cumulative Bonus 5% - 50%
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