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Personal Accident


Crisis and accidents are our life’s worst nightmares that can come true anytime, anywhere to anyone. Disasters always strike us out of blue, unannounced and without notifications. An accident can happen in a flash of a second but leaves a scar for a lifetime. It can wreak havoc both financially and emotionally. A loss of life or a partial loss of sight or physical disability is not an easy thing to cope with. We cannot predict what’s going to happen next, but can always plan our future well by buying a Personal accident policy.

A Personal Accident policy assures financial stability in such unfortunate cases and covers death, physical injuries and bodily burns. The personal accident insurance  helps you cope with the sudden financial burden and also brings your life back on track by providing a strong cover and protection. By buying a personal accident plan, you don’t just invest in a policy but buy peace, safety and security for the entire family.

An ideal personal accidental insurance policy providing compensation to individuals against disabilities caused by accidents. This personal accident plan provides an option to include spouse and dependent children also and provides coverage on a worldwide basis. Personal accidental policy premium amount is definitely a price worth paying for complete peace of mind.


'Chola MS individual personal accident policy offers you the security of your future as well as that of your family in case of an unfortunate event or a sudden accident. Our individual personal accident insurance policy make sure your family gets all the desired support in case of such disaster. Individuals or family members become eligible for weekly compensation in case of loss of income caused by disability or death due to an accident.

Our personal accidental insurance policy also provides compensation in the case of fractures caused by an accident. For unfortunate cases, where the accident insurance policy holder faces permanent disability, reimbursements are offered for modifications that might be required for the home or vehicle. Family transportation costs are also covered by our Chola MS  accidental policy in India.

If the Insured is a student, he or she can be reimbursed for tuition fees following an accidental injury. Also, a daily allowance for hospitalization is provided according to the personal accident policy premium in the case of an accident. In the most unfortunate cases if a policy holder faces loss of life then the personal accident policy has a clause of taking care of all costs up to post-cremation or burial.


UIN no.IRDA/NL-HLT/CHSGI/P-P/V.I/405/13-14